So, it’s good to know all of your options upfront. You’ll need to apply separately for each specific credit card you want. Comenity Bank Retail Store Credit Cardsįrom mall shops to online stores and many others in between, Comenity credit cards run the gamut when it comes to variety. Keep reading to learn about Comenity Bank credit cards and which may be best for you. Plus, whether you should open up one or more new credit cards depends on your financial situation. However, some Comenity credit cards are better than others, particularly regarding the quality of their rewards program. You can also benefit from store-specific perks with a retail card regardless of your credit score. This can be very attractive if you’re attempting to build or repair your credit. Some of these credit cards allow people with bad credit to gain access to new credit without a hard pull on their credit report by using the “ shopping cart trick.” Furthermore, Comenity Bank’s credit cards are generally easy to get approved for even with a lower-than-average credit score. So, what sets Comenity and its store credit cards apart from the competition? In fact, Comenity Bank, founded in 1989, boasts over 50 million card members through its various credit card programs. With Bread Savings, you can take advantage of competitive market rates through high-yield savings accounts and certificates of deposit.Ĭomenity Bank is a major credit card company that offers credit cards through national retail chains to consumers around the country. Additionally, Comenity Direct is now Bread Savings. UPDATE: As of March 2022, Comenity Bank has undergone a rebranding and is now known as Bread Financial.
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